Checking | Savings | Lending | Online Services | Additional Services | Security

Personal Savings

We offer a variety of savings accounts for our customers.  Read more for detailed explanation of the types of savings accounts offered, or contact a TCF representative to discuss your needs.


Regular Savings

Thomas County Federal's regular savings account is currently paying an interest rate compounded daily and paid quarterly. This rate is subject to change at any time. The minimum deposit to open the account is $50.00. Deposits and withdrawals may be made at any time. Contact a TCF representative for current rates and fees that may apply.


Money Market Accounts (MMA or Ready Cash Fund)

Our Money Market Account, or Ready Cash Fund, is a tiered interest bearing savings account that offers higher interest rates and gives you the option of not tying up your money for an extended period of time.

A minimum deposit of $1,000.00 is required to open a Money Market Account. This account will allow six (6) debits, only three (3) by check each month with no service charge. Our Ready Cash Funds pay an interest rate compounded daily with interest rate depending on the balance carried. These rates are subject to change at any time. Contact a TCF representative for current rates and other fees that may apply.


Certificates of Deposit (CDs)

Thomas County Federal offers a Certificate of Deposit to fit any lifestyle. You can choose a term ranging from 3 months to 48 months when you open a certificate. Certificate of Deposit Accounts provide a fixed rate of interest for the period of time that you have chosen and are compounded daily. Let the interest accumulate (accrue) or supplement your income by receiving monthly or quarterly interest. Certificate of Deposit Accounts are a great way to save while earning a great rate of interest!


Individual Retirement Accounts (IRAs)

Thomas County Federal offers a wide range of IRA investment accounts. All of our IRA accounts are invested in Savings and Certificate of Deposit accounts for maximum security. We offer Traditional IRA Accounts and Roth IRA accounts.  Requirements for Savings and Certificate of Deposit apply to IRAs. Contact a TCF representative for additional information.

Mobile Banking
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The convenient and secure way to bank on the go

We have always been driven to make things better - now with smart technology like Mobile Banking. When you can handle all of your personal banking needs from just about anywhere, anytime, you have more freedom and flexibility.

Tallahassee Services
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Thomas County Federal now serving Tallahassee

Our great lending group is expanding to Tallahassee. Our dedication to helping businesses grow and prosper will follow us just down the road, along with over 80 years of experience in the local community.

The Online Education

The Education Center
contains helpful and
informative tutorials on
a variety of topics.

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Personal Banking
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An array of personal and private banking services

Our main objectives are to provide affordable housing to the residents of Thomas County and the surrounding counties, and to furnish them with a safe environment in which to save their money with a competitive return.

Business Banking
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Helping local business thrive since the beginning

We are proud to support our business community by offering a variety of commercial loans with competitive interest rates. Let our expert loan officers help guide you and your business to success.

Our experts are here to help

Come see one of our friendly Savings and/or Loan Officers for more information and help with any of our services. Our local Thomasville office will be more than happy to serve you.