Checking | Savings | Lending | Online Services | Additional Services | Security

Personal Checking

No matter how you prefer to bank, you need flexibility and access to your funds. Whether you are looking for an account with online access, an interest bearing account or something with additional benefits, Thomas County Federal has a solution for you! All checking accounts include the following free services.

Additional services available include Overdraft Protection, Next Day and Same Day Bill Pay (must be Online Banking customer). Contact a TCF representative for additional information.


Personal Checking

A non-interest bearing account with no minimum balance. A minimum deposit of $100 is required to open and monthly fee is $8.00.


Interest Checking

Our Interest bearing account is a tiered account, the higher the balance, the higher the interest rate. Contact a TCF representative for current interest rates.  Minimum open deposit is $200.00. No monthly service fee if $500.00 balance is maintained.


Senior Checking (Age 55 and over)

We offer an interest bearing Senior Citizen checking account that is a tiered account, the higher the balance, the higher the interest rate. Contact a TCF representative for current interest rates.  Minimum open deposit is $100.00. No monthly service fee or minimum balance requirements on our Senior Checking.

Mobile Banking
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The convenient and secure way to bank on the go

We have always been driven to make things better - now with smart technology like Mobile Banking. When you can handle all of your personal banking needs from just about anywhere, anytime, you have more freedom and flexibility.

Tallahassee Services
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Thomas County Federal now serving Tallahassee

Our great lending group is expanding to Tallahassee. Our dedication to helping businesses grow and prosper will follow us just down the road, along with over 80 years of experience in the local community.

The Online Education

The Education Center
contains helpful and
informative tutorials on
a variety of topics.

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Personal Banking
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An array of personal and private banking services

Our main objectives are to provide affordable housing to the residents of Thomas County and the surrounding counties, and to furnish them with a safe environment in which to save their money with a competitive return.

Business Banking
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Helping local business thrive since the beginning

We are proud to support our business community by offering a variety of commercial loans with competitive interest rates. Let our expert loan officers help guide you and your business to success.

Our experts are here to help

Come see one of our friendly Savings and/or Loan Officers for more information and help with any of our services. Our local Thomasville office will be more than happy to serve you.